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ALWAYS FRED > Business & Economy > GSE concentration risk worsens as MTN Ghana’s profits soar
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Business & Economy

GSE concentration risk worsens as MTN Ghana’s profits soar

May 17, 2026 4 Min Read
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MTN Ghana’s file monetary ends in 2025 have intensified the controversy over the focus of worth in Ghana’s inventory market. The corporate’s inventory value has risen greater than 60% since January, and the telecom firm now accounts for almost a 3rd of the inventory’s market capitalization.

The corporate reported a 55.9% enhance in revenue after tax to GH¢7.8 billion in 2025, pushed by a 36.2% enhance in service income to GH¢24.4 billion. Development was pushed by a virtually three-fold enhance in digital income and robust development in cell cash and information, with lively customers growing 12.3 p.c to 19.3 million, leading to a 35.7 p.c enhance in cell cash income.

These outcomes have already given us a commanding business place. Based on Nationwide Communications Authority (NCA) statistics, MTN Ghana accounted for 81.29% of Ghana’s cell information market as of February 2026, whereas Telecel and AT Ghana accounted for 14.50% and 4.21% of knowledge subscriptions respectively.

The financial affect of its dominance can now be seen on the Ghana Inventory Change (GSE). MTN Ghana is presently probably the most useful inventory on the GSE with a market capitalization of GH¢90 billion, accounting for about 31.6% of the full inventory market. A single firm accounting for almost 1 in each 3 cedis of listed inventory worth is a degree of focus that severely exposes portfolio managers, pension fund trustees and particular person buyers to any opposed results that have an effect on a single operator.

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The structural causes behind its dominance are properly established. By the top of 2025, MTN could have achieved 4G inhabitants protection of 99.2 p.c, making its community accessible to nearly each cell person in Ghana. As Ghanaians transition from conventional voice calls to data-driven providers, MTN’s near-universal community supplies probably the most secure expertise, accelerating a client shift that immediately advantages market leaders. Past its scope, MTN Cellular Cash (MoMo) has created a retention mechanism that rivals can’t simply imitate. Customers replenish their information with MoMo and use it to entry MoMo providers and ship cash. The cycle repeats, with every transaction entrenching the subscriber deeper into the community.

In 2020, the NCA categorised MTN as a big market energy (SMP) operator and imposed pricing constraints and obligatory community sharing provisions aimed toward creating aggressive house. 5 years later, the market has moved in the wrong way, with MTN’s share by no means falling under 81% in any of the three consecutive months we checked out NCA information.

For buyers, the near-term outlook stays robust. Ghana’s telecommunications market is anticipated to develop from $1.93 billion in 2025 to $2.32 billion by 2031, pushed by speedy development in information demand and cell cash penetration, with information providers already accounting for greater than 53% of 2025 income. MTN accounts for four-fifths of the info market and is properly positioned to soak up most of that development.

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The long-term threat is regulatory. The federal government plans to public sale off 5G spectrum within the 3.5GHz and 26GHz bands by way of a home aggressive bidding course of in 2026, and MTN has dedicated to capital funding of $1.1 billion over the following three years, with $380 million allotted for 2026 alone. How the spectrum public sale is structured will decide whether or not the market strikes towards equilibrium or whether or not 30 years of MTN dominance and GSE focus change into the norm.

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